Century Bank
Online Banking Login

Financial Highlights

Financial Highlights
2019 FQ1 YTD
3/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Balance Sheet ($000)
Total Assets 5,306,066 5,163,935 4,785,572 4,462,608 3,947,441
Total Net Loans 2,281,812 2,257,035 2,149,689 1,899,527 1,708,461
Total Deposits 4,449,627 4,406,964 3,916,967 3,653,218 3,075,060
Equity Attributable to Parent Company 309,324 300,439 260,297 240,041 214,544
Total Equity 309,324 300,439 260,297 240,041 214,544
Profitability (%)
Net Income($000) 9,418 36,213 22,301 24,534 23,021
Net Income Attributable to Parent($000) 9,418 36,213 22,301 24,534 23,021
ROAA 0.73 0.74 0.48 0.57 0.59
Core ROAA 0.73 0.74 0.66 0.57 0.58
ROAE 12.37 13.05 8.75 10.80 11.26
ROATCE 12.48 13.18 8.85 10.93 11.41
Core ROAE 12.31 12.98 12.06 10.78 11.07
Net Interest Margin 2.08 2.18 2.25 2.12 2.18
Reported: Net Interest Margin 2.11 2.18 2.25 2.12 2.18
Efficiency Ratio 60.42 59.34 57.82 62.78 64.51
Noninterest Inc/ Operating Rev 15.73 14.75 16.15 17.91 18.04
Balance Sheet Ratios (%)
Loans/ Deposits 51.93 51.86 55.55 52.66 56.31
Securities/ Assets 46.60 46.55 44.33 48.75 47.46
Total Equity/ Total Assets 5.83 5.82 5.44 5.38 5.44
Tangible Equity/ Tangible Assets 5.78 5.77 5.39 5.32 5.37
Tang Common Equity/ Tang Assets 5.78 5.77 5.39 5.32 5.37
Asset Quality (%)
NPAs/ Assets 0.12 0.12 0.09 0.10 0.14
NPA Excl Restructured/ Assets 0.07 0.07 0.04 0.02 0.06
NPAs & 90+ PD/ Assets 0.12 0.12 0.09 0.10 0.14
NPAs/ Loans & REO 0.27 0.27 0.20 0.24 0.32
Nonaccrual & 90+ & OREO/ Assets 0.07 0.07 0.04 0.02 0.06
NPAs & 90+ PD/ Loans & REO 0.27 0.27 0.20 0.24 0.32
NPA & Loans 90+/ Tangible Common Equity + LLR 1.87 1.87 1.56 1.76 2.38
NCOs/ Avg Loans 0.01 (0.04) 0 0 (0.04)
Loan Loss Reserves/ Gross Loans 1.25 1.25 1.21 1.27 1.33
Reserves/ NPAs 460.17 468.15 592.26 529.41 412.20
Loan Loss Provision/ NCO 535.71 NM NM NM NM
Capital Adequacy
Tier 1 Common Capital (CET1)($000) 322,684 313,816 279,778 249,753 233,560
Tier 1 Capital($000) 357,684 348,816 314,778 280,659 268,560
Tier 2 Capital($000) 28,848 28,543 26,255 24,406 23,075
Total Capital($000) 386,532 377,359 341,033 305,065 291,635
Total Risk-weighted Assets($000) 2,808,321 2,771,129 2,613,116 2,398,796 2,325,258
Tier 1 Common Capital (CET1) Ratio(%) 11.49 11.32 10.71 10.41 10.04
Tier 1 Ratio(%) 12.74 12.59 12.05 11.70 11.55
Total Capital Ratio(%) 13.76 13.62 13.05 12.72 12.54
Liquidity Coverage Ratio(%) NA NA NA NA NA
Leverage Ratio(%) 6.92 6.91 6.78 6.28 6.79
Basel III Leverage Ratio(%) NA NA NA NA NA
Per Share Information ($)
Common Shares Outstanding(actual) 5,567,909 5,567,909 5,567,909 5,567,909 5,567,909
Avg Diluted Shares(actual) 5,567,909 5,567,909 5,567,909 5,567,909 5,567,909
Basic Book Value per Share 55.55 53.96 46.75 43.11 38.53
Book Value per Share, As Reported 55.55 53.96 46.75 43.11 38.53
Basic Tangible Book Value per Share 55.07 53.47 46.26 42.62 38.04
Tangible Book Value per Share, As Reported 55.07 53.47 46.26 42.62 38.04
Common Dividends Declared per Share 0.12 0.48 0.48 0.48 0.48
EPS after Extra 1.69 6.50 4.01 4.41 4.13
EPS after Extra Growth(%) 22.50 62.10 (9.10) 6.80 5.10
Core EPS 1.68 6.47 5.52 4.40 4.06
Core EPS Growth(%) 24.30 17.10 25.40 8.40 4.70
Diluted EPS before Amortization 1.69 6.50 4.01 4.41 4.13
Pre-Provision Earnings per Share 1.36 5.52 4.09 2.98 2.70
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.